VA Math

I have a friend who was rated by the VA recently for a several serious medical conditions brought on by military service. His ratings were:

Diabetes brought on by Agent Orange exposure:     80%

 

PTSD from numerous firefights:                                 50%

Lost of vision in one eye:                                                30%

Degenerative disc disease caused by multiple injuries while serving as a paratrooper over 8 years:                                                                                  20%

Hearing Loss in both ears:                                             10%

Final Disability rating by the VA :                                 90%

Total Award:                                                                      $1,661 a month

Surprised? I will tell you below, after a short digression, how that is possible. Chinese math has nothing on the VA version….

When I was stationed at Ft. Sam Houston I roomed with a college educated draftee who was also teaching at the Academy of Health Sciences. He was less than enthused about having to wear an enlisted man’s uniform and was generally part of G2 (Intelligence) for any anti-authority prank that was pulled in our department. I came home one day to find him reading  The Officer’s Handbook. When I asked him why he had bought it he replied, “Sound philosophy, Lon: Know your enemy.”

While I don’t consider the VA an enemy, for there are a host of caring and dedicated individuals employed there, the system is clearly broken and in dire need of repair. To reform a system you must understand it. From time to time I will post articles to help you understand VA benefits and some of the barriers vets encounter as they try their hand at the toughest confidence course of their careers. I have found that few vets really know how it works so, I will try to explain in plain language.

The VA awards benefits based on a rating decision made by a specialist in one of 16 regional offices. The specialist begins with the most severe condition first. In this case the diabetes. He rated the vet at 80% disabled. Note: He had to be pretty sick to receive a rating that high. Next, he is rated for PTSD. 50% indicates he is functional, but debilitated. So, the rater now applies VA math: At 80% disabled he is thought to have 20% usable resources remaining. So, he is thought to be only 50% of the good 20% disabled. That ups his disability rating by 10%. Then the rater applies the formula to his disc disease: He has 10% usability left and 30% of the remaining 10 points of usability allows him to add 3% more to his total rating. His hearing is rated at 10% (the maximum they allow for claims) and that brings him to a grand total of 94.96% disabled according to VA math. And the VA rounds up at 95% and rounds down at 94.9% so, he is 90% disabled. and paid at that rate.

He/she can, if completely unemployable, receive compensation at the 100% rate ($2700), but must apply and be evaluated again. That takes another 6-16 months. It can be sped up if the veteran is certified as homeless by the VA, but the documents proving that could take 3-6 months to be entered into the file. The VA can give 100% unemployability, but does not seem to very often. One vet who had fought for his 80% rating for over a decade had not worked in ten years. He is still waiting for an unemployability decision.

So, for those of you who thought our wounded warriors were headed off to Aruba with their largesse, just do the math… It is difficult to get benefits and the ratings often vary wildly and do not always reflect the severity of the problem. A lot of money and personnel are being thrown at the problem. Here is hoping it works sometime before vets waiting for answers and benefits pass away.

I will post soon about how the VA arrives at a rating for each disability. That too should be an eye opener.